Andrew Bridgen questions the Government about safeguards to help universal credit claimants repay debts they might have accrued.
Will my right hon. Friend tell the House what safeguards are in place to help universal credit claimants with regard to the repayments of any debts they might have accrued?
My hon. Friend asks a very good question. Many universal credit applicants have already accrued debts, and sometimes they wish to take out an advance on their claim, which they would then need to repay over a period. We have been able to reduce the amount that they need to repay, from 40% to 30%, to ensure that they can keep more of their funds. I am constantly alert to the fact that people may have debts, and we need to be careful about the rate at which they need to repay, to protect vulnerable clients.